Toolkit for shared owners

Take professional advice

Buying a home is probably the largest financial commitment you will make.  Get the best advice possible from a professional.

If you aren't sure which mortgage - learn about the types available here: Choosing the right mortgage 

Talk directly to an expert financial advisor who will do most of the work either over the phone or by email, you can find their details here Expert Financial Advisors.

They will provide an initial free financial assessment and advise you what share will be affordable for you. 

There are Sharia compliant home loans available, ask your IFA which financial advisors offer these. The following document gives you more information about these specialist loans Sharia compliant home loans

Lifetime ISA factsheet and details

Selecting the right solicitor is a key part of your journey to home ownership.

The right solicitor can keep the cost down, save time and reduce the stress involved in buying a home.

When choosing your solicitor please let them know you are purchasing through shared ownership. Your solicitor should have a good understanding of shared ownership, if they don't you could be charged more and it could take longer to buy a property. This is an in-depth list explaining what your solicitor does during the sales process.

The conveyancing process can be daunting, don't let it be, this flow chart explains what a vendor and a purchaser's solicitors will be doing during the sale process.

If you would like to be considered for one of our shared ownership properties, please contact one of our Expert Financial Advisors. 

Please ensure you tell your advisor that you are applying for a shared ownership home.

All available new build and resale shared ownership homes are advertised here:

Homes for sale | Westward and here Shared Ownership Houses & Homes For Sale - Share To Buy.

To confirm, a full application will include a financial assessment, and a completed Westward application form. You may also be asked to confirm your local connection, if a local connection is applicable this will be mentioned on the specific property advert.

If a local connection is applicable, we will be able to accept the below documents to confirm this.

• Utility bills (gas electric phone etc.)
• Council tax bills
• Bank/Building Society account/credit card statements
• State benefit books or receipts showing rent paid
• Pay slips showing home address
• Written certification from either a Solicitor / Social Worker / Probation Officer / Inland Revenue Officer / Police Officer / Teacher or Doctor
• Full credit report with Multi Agency Credit Report | Free for 30 Days | checkmyfile

You will need to be registered with Westward by completing the affordable home ownership application form above.

We would also recommend that you register with Shared Ownership Properties & Mortgages | Share to Buy  You will then receive email notification alerts for when properties in the area/s you have selected become available. Properties will be allocated to successful applicants based on housing need, affordability and local connection where required.

Your financial advisor will send us a copy of your financial assessment.

Please send your local connection evidence to us using the Sales form below.

If you would like to discuss this further, please contact us on 0300 303 8535 on Tuesday, Wednesday and Friday between 10am and 4pm. Or fill out this web form to contact our sales team: