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You can apply to buy a home with Westward if the following apply:

Your annual household income is less than £80,000

You don’t already own a home

Your forming a new household - for example after a relationship breakdown

If you’re an existing home owner, to be able to buy a shared ownership home from us, the property sale must have an offer accepted before we will accept your application, This sale must complete on or before the date you complete your new home ownership purchase.

As part of your application, your finances and credit history will be assessed to ensure that you can afford and sustain the shared ownership rent and mortgage payments

Have enough savings or access to sufficient funds (such as a gift), to put towards your deposit, and any other costs such as moving costs and legal fees

You’re a British or EU/EEA citizen or have indefinite leave to remain

Also, you must have a local connection to Torridge either through residency, work or family.

See the connection requirements below:

Applicants will primarily, be required to have a local connection to Torridge, if you do not have a connection to Torridge, please contact me for further information.

(a) being permanently resident therein for a continuous period of at least 6 month out of the last 12 months, or 3 years out of the last 5 years; or

(b) having his or her place of permanent work (normally regarded as sixteen (16) hours or more a week and not including seasonal or casual employment) therein immediately for a period of 6 months prior to advertising; or

(c) having a connection through a close family member (normally mother, father, brother, sister, son or daughter) where the family member is currently resident therein and has been so for a continuous period of at least five (5) years immediately prior to Advertising;

To be eligible for Shared Ownership, you have to be:

Over the age of 18

Not currently own your property

And

Not earn more than £80000 (Total Household Income)

Meet the S106 Local Connection requirements (Where applicable)

You are required to occupy the property as your sole and principal home until it is sold

• You can apply online on the Westward website as well and register your interest in any properties that you are interested in.

Please note there is a S106 local connection requirement on this property:

Having a local connection in this instance is defined as the Parishes of Bude-Stratton, Marhamchurch, Launcells, Kilkhampton, Poundstock, Morwenstow, Whitstone, Week St Mary, Jacobstow or St Genny’s.

a. have immediately prior to acquisition or occupation been continuously resident for 5 years in the said parish; or Having previously lived in the said Parish for 5 or more years up to the age of 16; or

b. must have lived in the said parish for 5 years or more prior to being accepted as homeless under sections 193 and 197 housing act 1996 and placed in any form of temporary accommodation outside of the said parish for a period of not more than 2 years: or

c. have for 5 years prior to such acquisition or occupation been in continuous full or part time employment (excluding seasonal employment) in the said parish or have accepted an unconditional offer of employment in the said parish; or

d. demonstrate a Family Connection to the said parish and for the purpose of this sub clause a person shall be deemed to have a family connection to a parish where that the persons mother father son or daughter has immediately prior to such acquisition or occupation been continuously resident in the said parish for a period of 5 years

Applicants will be required to provide evidence that they currently live or work in one of the above area

To be eligible for Shared Ownership, you have to be:

Over the age of 18

Not currently own your property

And

Not earn more than £80000 (Total Household Income)

Meet the S106 Local Connection requirements (Where applicable)

You are required to occupy the property as your sole and principal home until it is sold

You can apply online on the Westward website as well and register your interest in any properties that you are interested in.

Please note there is a S106 local connection requirement on this property:

Having a local connection in this instance is defined as having a connection to one of the parishes of Bude-Stratton, Marham church, Launcells, Kirkhampton, Poundstock, Morwenstow, Whitstone, Week St Mary, Jacobstow or St Gennys.  

(a)          Being permanently resident therein for a continuous period of five (5) years; or  

(b)          Having his or her place of work (normally regarded as 16 hours or more a week and not including seasonal employment) therein for a continuous period of five (5) years; or

(c)          Having a connection through a close family member (normally mother, father, brother, sister, son or daughter) where the family member is currently resident therein and has been so for a continuous period of at least five (5) years prior to being made homeless under the housing act 1996.

Applicants will be required to provide evidence that they currently live or work in one of the above areas, upon application

To be eligible for Shared Ownership, you have to be:

Over the age of 18

Not currently own your property

And

Not earn more than £80000 (Total Household Income)

Meet the S106 Local Connection requirements (Where applicable)

You are required to occupy the property as your sole and principal home until it is sold

You can apply online on the Westward website as well and register your interest in any properties that you are interested in.

To be eligible for Shared Ownership, you have to be:  

Over the age of 18

Not currently own your property

And

Not earn more than £80000 (Total Household Income)

Meet the S106 Local Connection requirements (Where applicable)

You are required to occupy the property as your sole and principal home until it is sold

You can apply online on the Westward website as well and register your interest in any properties that you are interested in.

Please note there is a S106 local connection requirement on this property:  

Having a local connection in this instance is defined as having a connection to Torridge, however this has now cascaded out to the county of Devon

(a)     You must have:  - Lived in the area for 6 of the last 12 months, or Lived in the area for 3 of the last 5 years  

(b) Employment - Permanent employment in the area 

  (b)     Close Family Connection - A close family member (mother, father, brother, sister, or adult child) who has: Lived in the area for at least 5 years